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H&R Block Advantage Prepaid Mastercard ®.

Once your H&R Block Advantage Prepaid Mastercard ® is loaded with your tax refund, it’s ready to use. You’ll love the convenience and protection, not only during tax season, but all year round.

Your money is in a great place.

  • Everyday convenience.

  • Instant access to your money.

  • Shop anywhere Mastercard® is accepted.

  • Shop online with confidence and assurance.

  • Enjoy ATM access worldwide.

  • Easy reloads and transfers.

  • Enjoy your H&R Block Instant Refund® or H&R Block Pay with Refund® directly loaded to your card each year.

  • Reload funds to your card any time from your bank account with Interac e-Transfer®. It’s fast and secure.

  • Transfer funds from your card to your bank account with Interac e-Transfers® for a fee of $3.95.

  • 24/7 online access.

  • View transactions and current balance.

  • Manage Interac e-Transfers®.

Frequently asked questions.

For H&R Block Instant Refund™ clients, the refund is received immediately–it’s like having your refund in your hand as you leave the office. And for H&R Block Pay With Refund® clients, funds are loaded as soon as the tax return is processed.

  • The card, once loaded, can be used for in store and online purchase immediately
  • There’s no waiting time for Western Union cheques to clear, and no cheque cashing fees
  • Funds can be withdrawn at any Mastercard® or Cirrus ATM Network machine 24/7
  • Card can be replaced immediately, if necessary, upon visiting an H&R Block office.

When using the card for purchases in stores, slide the card and sign the receipt. The card does not have a chip for tap payments. For in-store and online purchases, there is no transaction fee.

To use your card at an ATM, just insert in the machine and follow the directions. You will need the PIN that is provided. If prompted to select an account, any of the choices will work.

Yes, funds may be transferred from an Advantage card to a personal bank account via Interac e-Transfer.

You can replace your card by contacting cardholder support via phone: 1-855-342-6924 or email: hrblockadvantagecard@mycardholdersupport.com. A replacement card will be shipped to your home, no need to come to the office. There will be a $4.99 fee for replacement cards.