H&R Block Advantage Prepaid Mastercard ®.
Once your H&R Block Advantage Prepaid Mastercard ® is loaded with your tax refund, it’s ready to use. You’ll love the convenience and protection, not only during tax season, but all year round.

NEW: More ways to get your Instant Refund®.
In addition to loading your funds onto an Advantage Card, you can now choose Direct Transfer – a fast, secure way to send your Instant Refund® straight to your bank account, no physical card or activation required.
Your money is in a great place.
Everyday convenience.
Instant access to your money.
Shop anywhere Mastercard® is accepted.
Shop online with confidence and assurance.
Enjoy ATM access worldwide.
Easy reloads and transfers.
Enjoy your H&R Block Instant Refund® directly loaded to your card each year.
Reload funds to your card any time from your bank account with Interac e-Transfer®. It’s fast and secure.
Transfer funds from your card to your bank account with Interac e-Transfers® or Visa Direct transfers for a fee of $3.95.
24/7 online access.
View transactions and current balance.
Manage Interac e-Transfers®.
View PIN and card details.
Freeze card if lost or stolen.
View direct deposit details.
Do more with your H&R Block Advantage Prepaid Mastercard®.
Enjoy the convenience of a credit card without debt and interest charges.
With your H&R Block Advantage Prepaid Mastercard ® you can enjoy the same purchasing power a traditional credit card has to offer without the risks. By partnering with Mastercard our clients benefit from one of the most expansive card networks in the world, accepted by most online retailers and at millions of locations worldwide. So, you can be confident you can use your card just about anywhere!
Opting for a prepaid card means you can only spend the money you have loaded to your card vs. borrowing money. So, it doesn’t require a credit check, has no impact to your credit score, and ensures your card won’t build up any debt or incur interest charges.

Gain control of your spending and establish healthy financial habits.
Your H&R Block Advantage Prepaid Mastercard ® can transform the way you manage your personal finances. If you have a hard time sticking to a budget, a prepaid card can be the most effective tool in controlling your spending habits as it guarantees that you’ll only spend money you already have.
By using funds you've added to the card, you eliminate the risk of overspending and accumulating unwanted debt or leaving your bank account with insufficient funds. Ensuring you never exceed your budget again.

Manage your account with ease and achieve your financial goals year-round.
Your H&R Block Advantage Prepaid Mastercard ® is available to you year-round. Once you’ve spent your tax refund you can reload your card at no cost and continue using it for purchases throughout the year or you can reload it with next year’s tax refund.
Managing your account is easy with 24/7 online access. View your transaction history, card balance, and manage e-Transfers® and Visa Direct transfers directly from your online account or our new Advantage App.

Prefer not to use a physical card? Choose Direct Transfer.
Direct Transfer offers a convenient digital alternative for accessing your Instant Refund®. Your funds are first loaded onto a secure digital Advantage Card, and from there you can move the money directly to your bank account for a $9.95 transfer fee – quick, easy, and entirely digital.

How Direct Transfer works.
Select Direct Transfer during your appointment with your Tax Expert, then follow these simple steps:
Check your phone or email.
You’ll receive a secure link to access your funds.
Verify your identity.
Enter your date of birth and the last 4 digits of your SIN.
Choose how to receive your money.
Interac e-Transfer® to your email or mobile number.
Visa Direct to your Visa Debit card.*
Complete the transfer.
Done in minutes. No card needed.
Frequently asked questions.
Advantage Card Support Center.
Phone: 1-855-342-6924 (24/7 English + French)
Email: hrblockadvantagecard@mycardholdersupport.com (Monday - Friday 9am-5pm EST | English + French)
Cardholder Support: https://hrblockadvantagecard.mycardholdersupport.com
Web-Portal:
hrblockadvantagecard.payaccount.io/activate