H&R Block's Instant Refund™

Visit a Tax Expert to see if you qualify for H&R Block’s Instant Refund®.

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What is an Instant Refund®?

At H&R Block, we offer an instant tax refund where you get an advance on your expected refund amount. With an Instant Refund, you don’t have to wait 2 to 8 weeks for the CRA to process your return. You get what you’re owed right away.

Why get an Instant Refund?

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It’s immediate

You’ll get your cash instantly with no waiting time at all.

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It’s affordable

Your Instant Refund® fee at H&R Block also covers the tax preparation cost of using our Tax Experts – so you save and can be certain to get your maximum refund... instantly!

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Reliable

There’s no credit check required. That means you don’t have to worry about an Instant Refund® ever affecting your credit scores.

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How does an Instant Refund® work?

Do your taxes with a Tax Expert at H&R Block and you can get your refund instantly – all while counting on our proven track record and experience. After we confirm your eligibility for an Instant Refund®, we’ll let you know your estimated refund amount and process your refund that same day. No waiting required.

  • Ensuring you have no debt with the CRA
  • That you have a refund of more than $600

Then we’ll submit your taxes to the CRA. Once the CRA provides the return, the money will be sent to H&R Block to pay back the advance.

How does an Instant Refund® work?

The fees paid for an Instant Refund® at H&R Block are regulated by the Federal Government of Canada:

  • 15% on the first $300 of your refund
  • 5% on the rest


You can use our calculator to see the cost of an Instant Refund®.

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Am I eligible for an Instant Refund®?

Let our Tax Experts help you see if you qualify for an H&R Block Instant Refund®. In Quebec, H&R Block’s Instant Refund® is valid only on the federal portion of your tax return. Some restrictions apply.

Instant Refund® FAQs

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